Terms of Service

These Terms of Service ("Terms") govern your access to and use of Micro/Trade (the "Service"), an algorithmic trading simulation and signals platform. By creating an account or using the Service, you agree to these Terms.

1. Eligibility

You must be (a) at least 18 years old, (b) a resident of a jurisdiction where use of the Service is lawful, and (c) not subject to U.S. or international sanctions or prohibited from financial services. You represent that all information you provide is accurate and current.

2. Nature of the Service

The Service is an educational and simulation tool. It allows you to construct, test, and observe algorithmic trading strategies using paper-traded (simulated) capital and, optionally, to route orders to third-party exchanges using API keys you supply. The Service is not a broker, dealer, exchange, investment adviser, money transmitter, or fiduciary. We do not hold custody of any funds or assets.

3. No Investment Advice

Information delivered through the Service — including but not limited to "Alpha Signals", strategy templates, AI-generated rationales, dashboards, charts, and any aggregated statistics — is provided for informational and educational purposes only. It is not a recommendation, solicitation, endorsement, or offer to buy or sell any security, cryptocurrency, derivative, or other financial instrument. You are solely responsible for your trading decisions.

4. Account

You are responsible for safeguarding your credentials, including any third-party exchange API keys you store on the Service. You must promptly revoke any compromised API key at the originating exchange. We will never ask you for an exchange withdrawal-enabled key; do not provide one. You are responsible for all activity that occurs under your account.

5. Acceptable Use

You agree not to, and not to permit any third party to:

• Use the Service for any unlawful, fraudulent, or manipulative trading purpose;
• Engage in market manipulation, wash trading, layering, spoofing, or any activity that violates applicable securities or commodities laws;
• Reverse engineer, scrape, or attempt to extract source code of the Service;
• Resell or sublicense the Service or its outputs without our written consent;
• Use the Service if you are prohibited from doing so under the laws of your jurisdiction.

6. Paid Features & Refunds

Paid features (e.g., "Pro" tier access passes) are billed via Stripe. Charges are presented in U.S. dollars and clearly disclosed before purchase. Because access begins immediately on purchase, paid passes are non-refundable except where required by applicable law. If you believe a charge was made in error, contact legal@microtrade.io within 7 days of the transaction.

7. Third-Party Services

The Service integrates with third-party providers such as cryptocurrency exchanges, market data feeds, payment processors, and AI providers. We are not responsible for the availability, security, accuracy, or actions of these third parties. Their respective terms and policies apply to your use of their services.

8. Intellectual Property

The Service, its software, design, and content (excluding your user-generated content and your exchange credentials) are owned by Micro/Trade and protected by U.S. and international copyright, trademark, and other laws. You receive a limited, revocable, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, OR PROFITABILITY. WE DO NOT GUARANTEE THAT ANY STRATEGY OR SIGNAL WILL BE PROFITABLE. PAST PERFORMANCE — REAL OR SIMULATED — IS NOT INDICATIVE OF FUTURE RESULTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MICRO/TRADE AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR TRADING LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE. OUR AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) US$100 OR (B) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

11. Indemnification

You agree to defend, indemnify, and hold harmless Micro/Trade from any claim, demand, loss, or damage (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service, (b) your violation of these Terms, (c) your trading activity, or (d) your violation of any law or third-party rights.

12. Termination

We may suspend or terminate your access at any time for any reason, including violation of these Terms. You may terminate your account at any time from the Settings page; deletion is irreversible.

13. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law rules. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules. The arbitration shall take place in Delaware, in English, before a single arbitrator. You waive any right to a jury trial and any right to participate in a class action or class arbitration to the maximum extent permitted by law.

14. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated by email or in-app notice and will be effective on the date stated. Continued use of the Service after the effective date constitutes acceptance of the revised Terms.

15. Contact

Questions? Email legal@microtrade.io.